Credit Card
Refund Fraud in 2025: What Every Merchant Should Know
Why it’s growing, what’s changing in payments, and the everyday habits that make the difference. Understanding Refund Fraud When merchants hear the word fraud, many think of cybercriminals, data breaches, or large-scale hacking. Refund fraud is much simpler, and in many ways, more relevant to everyday businesses. Refund fraud happens…
What to Do Once You Get a Chargeback: A Merchant’s Practical Guide
Chargebacks happen, even if you do everything right. While prevention is always the first line of defence, every merchant should be prepared to respond when one comes in. The good news? Acting quickly, staying organized, and following the right process greatly improves your chances of winning the dispute and protecting…
Card Present, Visa Debit, Amex: How Each Impacts Your Surcharge as a Canadian Merchant
Running a compliant surcharge program in Canada isn’t just about adding a fee – it’s about applying the right fee, only where allowed. Between card types, processing methods, and surcharge rules, it’s easy to get confused. This article breaks it all down: who you can surcharge, what rate you can…
Rolling Out Surcharge Across Locations: What Works (and What Doesn’t)
Rolling out a surcharge program at one location is relatively straightforward. But scaling that same approach across multiple sites, each with different teams, workflows, and customer expectations, requires more than just updating a few terminals. From what we’ve seen, the most successful rollouts aren’t just about flipping a switch. They’re…
Surcharges in Wellness: What Patients Actually Think (and How to Roll It Out Smoothly)
In today’s wellness economy, transparency matters as much as touch. Whether your clinic specializes in cosmetic injectables, laser treatments, body sculpting, or acupuncture, one thing remains constant: clients want to understand what they’re paying for, and why. For many clinic owners, the idea of adding a credit card surcharge feels…
Is Your Surcharge Program Compliant? Here’s What Dealers Need to Know
Running a dealership means managing thin margins, rising operating costs, and complex vendor relationships. For many dealers, a compliant surcharge program offers a smart way to recover credit card processing fees without raising prices. But there’s a catch: non-compliance can cost you more than the fees ever did. Visa and…
Chargebacks: What You Can (Actually) Do to Prevent Them
Rescue Payments understands the full risk picture, not just your processing fees. When businesses think about payment processing, the conversation usually starts with fees. And that makes sense – for many businesses, payment processing represents one of their largest monthly operating expenses. But behind the scenes, there’s another important consideration:…
Credit Card Surcharge Notice: Examples and Templates for Canadian Companies
If you’re considering adopting a pass-the-fee model, one of the most important aspects to get right is how you communicate it to your customers. Card networks like Visa and Mastercard have strict rules around how and where surcharge notices must appear – and failing to follow them can result in…
Unlocking Financial Success: Why Students Should Consider a Credit Card
As a student, the idea of getting a credit card can be intimidating. Many students avoid credit cards because they worry about falling into debt, or they simply don’t understand how to use them responsibly. However, when used wisely, credit cards can be one of the most effective tools for…
Unlocking Fair Pricing: How Pass-the-Fee Benefits Canadian Consumers and Businesses Alike
Since the Canadian regulatory shift in 2022, pass-the-fee payments has emerged as a strategy that enables companies to maintain competitive pricing while addressing the high costs of payment processing. This approach offers a transparent way to offset credit card processing fees, ensuring that customers who pay with cash or debit…
