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Guides and Resources

  • Facial treatment with a handheld skincare device in a clinic setting.

    Surcharges in Wellness: What Patients Actually Think (and How to Roll It Out Smoothly)

    In today’s wellness economy, transparency matters as much as touch. Whether your clinic specializes in cosmetic injectables, laser treatments, body sculpting, or acupuncture, one thing remains constant: clients want to understand what they’re paying for, and why. For many clinic owners, the idea of adding a credit card surcharge feels…

  • Close-up of a glass restaurant window with the word “RESTAURANT” and two asterisks in white lettering, reflecting a historic stone building.

    Why 30% of Canadian Restaurants Are Switching to Surcharge in 2025

    The Modern Restaurant Dilemma It’s not the big things breaking your margin; it’s the slow, invisible drip. While inflation and rising food costs dominate the headlines, a quieter shift is taking a toll behind the scenes: alcohol sales are dropping. For decades, alcohol was the cushion that kept restaurants afloat.…

  • legal document signing

    Surcharging Across Canada: What Legal Professionals Need to Know (2025)

    As credit card processing fees continue to rise, professionals in every industry are looking for ways to offset those costs without alienating clients or violating local regulations. For Canadian law firms, the challenge is twofold: ensure compliance with provincial consumer laws and law society trust accounting standards, while maintaining transparent…

  • card payment

    Recession-Proof Your Dealership: How Surcharge Programs Drive Profit in 2025

    How Pass-the-Fee Models Help Dealers Stay Profitable During Economic Uncertainty Why This Matters: As the auto industry faces tightening margins, slower inventory turnover, and cautious consumers, many dealerships are bracing for a new kind of financial pressure. Interest rate hikes, inflationary costs, and shifting buyer behaviour are creating a storm…

  • surcharge notice

    Customer Choice vs Hidden Fees: Why Transparency Wins in 2025

    In 2025, transparency isn’t just a nice-to-have. It’s a competitive edge – and for many businesses, a survival strategy. As consumers become more informed, connected, and values-driven, the old game of hidden fees and fine print is losing traction. Instead, a rising wave of behavioral economics and generational preferences point…

  • Pass-the-Fee Starts Here: Why Fixed Ops is the Best Launch Point

    For dealerships implementing pass-the-fee or upgrading their payment systems, some of the most impactful changes start not at the front desk or showroom floor, but in the back-where margins are protected and customer loyalty is earned. Launching in the Parts and Service departments – where transactions are frequent, lower ticket,…

  • group training

    5 Steps to Launch a Compliant Pass the Fee Program in your Dealership

    When done right, a pass-the-fee program is one of the most straightforward, high-impact ways for dealerships to protect their margins. But success isn’t just about flipping a switch – it’s about launching with confidence, compliance, and clarity. From legal obligations to staff preparation, this is your go-to checklist for rolling…

  • buying car

    How One Dealer Group Saved $366,886 with a Pass the Fee Rollout

    For modern dealership groups, margin compression is a constant challenge. Between rising operating costs, credit card fees, and pressure to maintain CSI scores, profitability is often dictated not by how much you sell, but by how efficiently you operate. That’s why one national dealer group made the decision to implement…

  • secure payments

    Is Your Surcharge Program Compliant? Here’s What Dealers Need to Know

    Running a dealership means managing thin margins, rising operating costs, and complex vendor relationships. For many dealers, a compliant surcharge program offers a smart way to recover credit card processing fees without raising prices. But there’s a catch: non-compliance can cost you more than the fees ever did. Visa and…

  • surcharge signage for an auto dealership showroom

    Smart Margin Growth for Dealerships: Recover Revenue Without Raising Prices

    Raising prices isn’t always an option. Sticker shock can lose sales, damage reputation, and slow down volume. Yet margin pressure never disappears. For dealerships serious about protecting profitability, the real opportunity isn’t just in selling smarter-it’s in operating smarter. That means finding hidden costs, recovering lost revenue, and improving the…